Maximizing Minimum Spending
This weekend I began my serious attempt to meet some of the minimum spends. Of the five cards I recently applied for and received, I have met the minimum spending on two so far! The United Mileage Explorer (50,000 miles after $1000 in 3 months) and the US Airways Dividend MIles (35,000 miles after first purchase) cards.
I ran to Staples today and made a pretty good haul. Earlier today Deals We Like posted about two free after rebate paper items at Staples. As I was already planning on going there for the $15 rebate on $150 or more prepaid Visa cards I figured why not! Charging on my Ink Bold at Staples gives me 5X Ultimate Rewards points – which I will be using to convert to United miles for the trip out to Japan in business class.
I had been wanting a new office chair for a while but figured I’d wait until I found a good deal. Staple’s ad today had “$50 off a chair regularly priced $169.99 or more.” As we were walking through the store I came across a chair regularly $169, on sale for $99 and then got them to apply the coupon to bring it to $49.99! Spent a decent amount towards my minimum spend on the Ink without actually spending much.
I also have been saving up a few big purchases I’ve been planning for a while in order to use them towards minimum spending. Today I ordered a stereo through Crutchfield.com using the Ultimate Rewards portal. If you are planning on making any online purchases, be sure to use an online shopping portal to maximize points/cash back if possible. There are several cash back portals, as well as airline mileage and Ultimate Rewards, even. There is a great site called Ev’Reward that will help you find the best portal for your shopping.
Think before you spend, and don’t spend unnecessarily to meet the minimum spends. Always make sure you can pay off your balance each month!